TEACHERS INSURANCE BENEFITS
Enrollment must be within 30 days of hire date or at open enrollment which is the month of May of each calendar year with an effective date of July 1st.
http://www.messa.org
Super Care I and Choices II Comparisons See Link MESSA PAK A - Includes: health, dental, Vision, Life and Long Term Disability
Super Care 1 – Deductible is 100/200 – 90% paid after deductible is met Prescriptions co-pay - $5.00 for generic $10.00 name brand Preventative Rider$5,000 Basic Term Life with AD&D
MESSA PAK B - Includes dental, Vision, Life And Long Term Disability
MESSA PAK C – CHOICES II - Includes: health, dental, Vision, Life and Long Term Disability The Following is included in PAK A, PAK B and PAK CDental Insurance – Delta Dental Plan of Michigan
Benefit paid is 80/80/80; $1,000 Class 1, 11 & III Annual Maximum per person; 1,200 Class IV Lifetime maximum per person to age 19 Class I Class II Class III Class IV Diagnostic Basic Services Procedures fo the Orthodontics Oral Examination Radiographs construction of fixed To Age 19 Prophylaxes Restorative bridgework partial and Topical Fluoride Crowns Jackets complete dentures Emergency Palliative Oral Surgery Endondonitc Services Periodontal Services Vision Insurance – Vision Service Plan / VSP3 - Benefit year is July 1 through June 30Can use panel provider or non-panel provider doctors. You receive a better benefit when using a panel provider.Call Insurance office for non-panel provider claim forms
Life Insurance – MESSA $45,000 Life and $45,000 AD&D Long Term Disability - MESSA 60% of contract beginning after 90 calendar days – Maximum eligible monthly salary $5,000. MESSA options are available as a payroll deduction with PAK A or PAK B or PAK C
For more information contact: Sandy Verhoven 231-780-4751 ext. #8227 or email verhoven@monashores.net
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