Transportation

Health Benefits

MESSA ABC Plan 1 Coverage Guide

  • Benefit year is January 1 - December 31.
  • Annual deductible is $1,300 for Single Coverage and $2,600 for 2 Person and Full Family Coverage.
  • MESSA ABC Rx Prescription Drug Coverage
    • After the deductible is met, copayments are:
      • $2 for specific preventative medications used to treat chronic conditions.
      • $10 for all other generic drugs.
      • $20 for specific brand-name maintenance drugs prescribed to treat diabetes and asthma.
      • $40 for all other brand name drugs, including those where no generic is available.
  • Health plan includes a $5,000 Basic Term Life insurance policy.

MESSA Choices Coverage Guide

  • Benefit year is January 1 - December 31.
  • $0 Annual Deductible.
  • Copayments
    • $5 Office Visits
    • $10 Urgent Care
    • $25 Emergency Room
  • Prescription Coverage: $10 Generic/$20 Brand Name
  • Health plan includes a $5,000 Basic Term Life insurance policy.

Dental Benefits

MESSA Dental Plan 60/60/60/50

  • Class I Diagnostic & Preventative Services 60%
  • Class II Basic Services 60%
  • Class III Major Services 60%
  • Class IV Orthodontics 50%
    • The annual maximum for Class I, II & III is $1,000.
    • The lifetime maximum for Class IV is $500.

Vision Benefits

VSP 2

Life Insurance

$25,000 Term Life Insurance and $25,000 AD&D policy

Optional Benefits

Short Term Disability, Long Term Disability, Supplemental Term Life Insurance, Dependent Life Insurance and Survivor Income Insurance is available through MESSA.  Enrollment is available during the first 30 days of employment or annually during the Open Enrollment process.  These additional benefits are paid for by the employee.